Studying locally gives you access to high quality teaching that's tailored to you - and it provides exceptional value. With small class sizes and the opportunity to get to know your lecturers, you will be working people who really care about your success.
The cost of each course is listed on the relevant page on the website, and the price indicated is for Home Students (learners who have lived in the UK or EEA for a minimum of three years for reasons other than education) and learners from the European community. If you are an International Student then the course costs may be higher. Please contact us for more information.
New Students: Still to apply for student finance? You need to apply now, it takes at least six weeks to process your application – www.gov.uk/studentfinance.
You don’t need to have a confirmed place at university or college to apply for student finance – use your preferred choice of course and change it online later if you need to.
You don't need to be well off to study a HE course - there’s a lot of help available to make it an accessible option for anyone.
There are two main costs that you will need to think about:
Any HE student studying on a full time Degree, Foundation Degree or Higher National Diploma course can apply for a loan to pay for the tuition fee (tuition fee loan) and may be able to get some help with living costs (e.g. food, books and accommodation). Many of the courses in this guide are eligible for HE funding, and we’ve let you know if that’s not the case.
1. Tuition Fee Loan
Regardless of your income or background you will be eligible to take out a Tuition Fee Loan to cover the costs charged by the College for the course. This loan is completely optional, and is available to you in every year of HE study. This loan is repayable, and you can find out more in the repayments section overleaf.
2. Help with living costs
All full time students are eligible for a Maintenance Loan to contribute towards their living costs. The amount you get will depend on your household income, and as it is a loan it is repayable.
You may also be eligible to receive a Maintenance Grant depending on your household income. For example, if your household income is less than £25,000 you will receive a full £3,250 grant. You will not have to pay back a maintenance grant.
There are also extra grants available, for those who have particular circumstances relating to childcare, disabilities and learning needs. On top of this the College may offer bursaries. These funds do not have to be paid back.
Each year the College is given a very small bursary to support students in hardship. Applications are means tested and funds are available on a first come first served bases. Students will need to have applied for their full financial assistance from Student Finance England prior to any Access to Learning funds being released. Please contact our Student Finance Team on 01256 306394 for further information.
From 2012 part-time students will be able to receive a loan for tuition fees, but not for living costs.
You apply online to Student Finance England for loans and we can provide guidance on this in College. You can find out how much you may be able to get by logging on to www.direct.gov.uk.
Any loans you take out are repaid through the income tax system. That means once you're working, your employer takes it off the payroll, it simply reduces the amount you receive in your pay packet. You will repay 9% of everything you earn annually above £21,000 (pre-tax salary). If your earnings are under £21,000 you do not make any loan repayments.
For example if your income each year before tax is £24,000, your monthly earnings before tax are £2,000 and your approximate monthly repayment would be £22 (9% of £3,000).
You will stop making repayments when you've cleared the debt or 30 years have passed (from the April after graduation), whichever comes first. If you’ve not cleared the debt within 30 years then the remainder is simply wiped, with no link your credit score, or other financial information. For more help and information please contact our Student Finance Team on 01256 306394.
www.gov.uk/apply-online-for-student-finance - loans and grants fact sheets including guidance for part-time students, students who are also parents, students with disabilities
http://www.moneysavingexpert.com/students/student-loans-tuition-fees-changes - an independent view of what it costs and what the student finance arrangements mean for you
For a range of helpful tools and guidance visit The Student Finance Zone at www.thestudentroom.co.uk/studentfinance
You can ask a student finance question by joining one of the Student Finance surgeries on www.thestudentroom.co.uk/askSFE every Wednesday 1pm-4pm.
For a range of useful one minute films about student finance please go to www.youtube.com/SFEFilm